Welcome to threedolar!
These Terms of Service govern your access to and use of the website https://threedolar.com.br/. The threedolar.com.br site, including all content, features, and services offered.
By accessing or using the Site, you agree to comply with and be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not access or use the Site.
1. Purpose of the Site
1.1. The purpose of threedolar.com.br is to provide informational and educational content on investments, personal finance, and personal development for the Brazilian public.
1.2. IMPORTANT: The content published on this Site is for purely educational and informational purposes. The information contained herein does NOT constitute, under any circumstances, financial advice, investment recommendation, securities analysis, or any type of specific consultation. Investment decisions are the sole responsibility of the User, who must conduct their own analysis and/or seek qualified professional advice before making any financial decision.
2. Eligibility
2.1. This Site and its services are intended exclusively for users who are over 18 (eighteen) years of age and legally capable of entering into contracts under Brazilian law.
2.2. By accessing and using the Site, you represent and warrant that you are 18 years of age or older and have the legal capacity to accept these Terms. threedolar.com.br is not responsible for access by minors.
3. User Registration
3.1. Certain areas or features of the Site may require registration. By registering, you agree to provide true, accurate, and current information.
3.2. You are responsible for maintaining the confidentiality of your password and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.
4. Content and Intellectual Property
4.1. All content on the Site, including texts, graphics, logos, images, videos, audios, and software, is the exclusive property of threedolar.com.br or its licensors and is protected by Brazilian and international intellectual property laws.
4.2. The copying, reproduction, modification, distribution, transmission, display, or exploitation of any content from the Site without the prior express written permission of threedolar.com.br is prohibited.
4.3. You may share links to the Site’s content, provided you do so in a way that is fair and legal and does not damage our reputation or suggest any improper association.
5. User-Generated Content
5.1. If the Site allows Users to post comments or other content, you are solely responsible for the content you submit.
5.2. By submitting content, you grant threedolar.com.br a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, and publish that content in the context of the Site.
5.3. It is prohibited to post content that is illegal, defamatory, offensive, violates the rights of third parties, or contains spam or viruses. We reserve the right to remove any user content at our sole discretion.
6. Subscriptions, Contributions, and Paid Services
6.1. threedolar.com.br may offer, now or in the future, access to premium content, features, or services through a paid subscription or voluntary contribution, which may be processed through third-party platforms, including, but not limited to, Google’s Reader Revenue Manager (RRM).
6.2. The specific terms of any subscription or contribution, including pricing, payment methods (which may use the infrastructure of Google Pay or Google Play, for example), billing frequency, and refund and cancellation policies, will be clearly presented to the User at the time of the offer or transaction.
6.3. By opting for a paid subscription or contribution, the User agrees to the specific terms presented and also to the terms of service of the payment platform used (for example, Google’s terms for transactions processed by them through RRM).
6.4. Access to paid content or services will be conditional upon payment confirmation.
7. General Disclaimer of Warranties
7.1. The use of the Site is at the User’s own risk. The content is provided “as is,” without warranties of any kind, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, or non-infringement.
7.2. We do not guarantee that the Site will always be available, free of errors, viruses, or other harmful components.
7.3. As reinforced in Clause 1.2, we are not financial advisors, and the content on the Site is not an investment recommendation. We are not liable for any losses or damages resulting from investment decisions made based on the information found on the Site. Past performance is no guarantee of future results.
8. Links to Third-Party Sites
8.1. The Site may contain links to third-party websites or resources. We are not responsible for the availability, accuracy, content, or privacy practices of these sites. The inclusion of links does not imply our endorsement.
9. Privacy Policy
9.1. The collection and use of personal information are subject to our Privacy Policy here, which is an integral part of these Terms.
10. Modifications to the Terms of Service
10.1. We reserve the right to modify these Terms at any time. The changes will take effect immediately upon posting the updated version on the Site.
10.2. It is the User’s responsibility to review the Terms periodically. Your continued use of the Site after the changes are posted constitutes your acceptance of the new Terms.
11. Limitation of Liability
11.1. To the maximum extent permitted by law, threedolar.com.br, its owners, affiliates, directors, and employees will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of the Site or the content therein.
12. Governing Law and Jurisdiction
12.1. These Terms shall be governed by and construed in accordance with the laws of the Federative Republic of Brazil.
12.2. The courts of the district of Belo Horizonte, MG, or the courts of the User’s domicile are chosen to resolve any disputes arising from these Terms, with express waiver of any other, however privileged it may be.
13. Contact
13.1. For any questions about these Terms of Service, please contact us via this email: [email protected]